Transfer tax
Alberta charges no land transfer tax. On a $500K purchase in Toronto, provincial plus municipal transfer tax runs roughly $12,950. Here that money stays in your down payment.
Calgary investment property · Ontario, B.C. & abroad
Own Calgary rental property. From anywhere.
I’m Jasjeet Singh, an investor-focused REALTOR® with eXp Realty. Investors across Canada — and beyond — buy Calgary rentals through me without setting foot in Alberta. Every property is underwritten before you offer: real rent comps, real expenses, real cash flow. If a deal doesn’t work, I say so.
Licensed REALTOR®eXp RealtyCalgary · Airdrie · Chestermere · Cochrane
$0Land transfer tax
0%Provincial sales tax
No capOn rent increases
$50M+Sales volume closed
Why Alberta
The entry cost is the whole point.
No land transfer tax, no provincial sales tax, no vacancy tax and no rent control. More of your capital stays in the deal instead of leaving at the registry office.
Land Titles fees
Registration is a small, formula-based fee at Alberta Land Titles — typically a few hundred dollars on a $500K purchase with a mortgage, not a percentage of the price.
Rent control
Alberta sets no cap on rent increases (one increase per 12 months, with notice). Your pro forma is built on the market, not on a legislated ceiling.
Sales & vacancy tax
No provincial sales tax on your renovation, furniture or property-management invoices, and no vacancy or speculation tax on an investment property.
Figures are illustrative and change with provincial and municipal rules. Toronto comparison uses the combined Ontario and City of Toronto land transfer tax on a $500,000 resale purchase with no first-time buyer rebate. Confirm current fees and tax treatment with your lawyer and accountant.
How a remote purchase actually runs
You never have to get on a plane.
Three stages, each one documented, each one signed off before the next begins.
1
See it properly
Scheduled video walk-throughs in your time zone. I point the camera at the furnace, the panel, the roofline and the fence — not the staging. Me, in the property. You, on the call.
2
Model everything
Real rent comps for that building or block, condo documents read line by line, property tax, insurance, vacancy and maintenance allowances — cash flow and cap rate before you write, not after.
3
Sign & operate
Digital signatures, a lawyer who works remotely, inspections attended locally on your behalf — then a vetted property manager placed and briefed. You sign from home and read one report. I do not take a cut of rent.
Strategy
20%Down is the floor
The cheque decides the strategy.
Lenders in Canada require at least 20% down on a rental, and every file is stress-tested at roughly two points above your contract rate. So the honest question is not “what do you want to buy” but “which plays are open at your number”. Here is how the bands usually break in Calgary right now.
Band oneUnder $350K
Apartment condos
Entry-level rentals in established buildings. The unit matters less than the building.
- Reserve fund and special-assessment history read before any offer
- Condo fees modelled against rent, not ignored
- Best for a first door and steady, boring income
Band two$350K–$550K
Townhomes & suited homes
Where dual-income possibilities begin and the buyer pool on exit is widest.
- Legal secondary suites verified with the City, in writing
- Lower per-door fees, tenants who stay longer
- Strongest balance of cash flow and appreciation
Band three$550K+
Detached, infill & small multi
Larger parcels, two or more doors, and room to add value rather than just hold.
- Suite conversions and infill sites checked against zoning first
- Duplexes and fourplexes where the numbers earn it
- Exit planned at purchase, not at sale
Run the numbers
Calgary rental cash-flow calculator.
Plug in a real listing. Everything updates instantly, and the stress-test line shows what happens if rates are two points higher at renewal.
The property
Monthly costs
Free · confidential · replies same day
Bring me a number. I’ll bring the math.
- Which bands are genuinely open at your capital
- Two or three buildings or communities worth your time
- A realistic cash-flow range, and the risks I would flag
- No pipeline, no drip campaign, no pressure
Takes about 40 seconds
Investor consultation
Investor FAQ
Straight answers, before you commit.
Q.Do I need to visit Calgary?
No. Most of my out-of-province investors buy without a trip: video walk-throughs, a locally attended inspection, digital signatures and a lawyer who closes remotely. If you want to see the city first, I plan the trip so one visit covers everything.
Q.What returns are realistic?
Honest ones. With 20% down at today’s rates most Calgary rentals run from slightly negative to modestly positive cash flow, and the case rests on rent growth, principal paydown and appreciation. I show you the whole picture, not the best month.
Q.Who manages the property?
A licensed property manager I have vetted and worked with, placed and briefed before possession. You pay them directly; I do not take a share of rent or management fees.
Q.What about taxes if I live outside Alberta or Canada?
Rental income is taxed where you are resident, and non-residents of Canada have withholding and reporting rules. I connect you with an accountant who handles cross-border investors so the structure is right before you buy.
Discipline beats hype
Calgary is closer than you think.
Your capital, your goals, and whether the numbers actually work. No pipeline, no drip campaign, no pressure — and a straight answer if the answer is wait.